Research Paper Service Industry from the portal, you are Research Paper Service Industry guaranteed to get the help that is necessary for you and your scientific material. English paper writing help for experienced author and copywriter is not a stumbling block Service Industry Example With Research Paper can't deny the necessity of doing Service Industry Example With Research Paper homework as it may influence student's grades greatly. More than Service Industry Example With Research Paper that, teachers and professors consciously or subconsciously dislike students who ignore their assignments · Automated financial product advisors – “robo advisors” – are emerging across the financial services industry, helping consumers choose investments, banking products, and insurance policies. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers. But they also pose significant new challenges for regulators who are
Iowa Law Review, Vol. Erasmus University Rotterdam EUR - Erasmus School of Economics ESE ; Erasmus Research Institute of Management ERIM. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers.
But they also pose significant new challenges for regulators who are accustomed to assessing human intermediaries. A well-designed robo advisor will be honest and competent, and it will recommend only suitable products. Because humans design and research paper service industry robo advisors, however, honesty, competence, and suitability cannot simply be assumed.
Moreover, robo advisors pose research paper service industry scale risks that are different in kind from that involved in assessing the conduct of thousands of individual actors. This essay identifies the core components of robo advisors, key questions that regulators need to be able to answer about them, and the capacities that regulators need to develop in order to answer those questions.
The benefits to developing these capacities almost certainly exceed the costs, because the same returns to scale that make an automated advisor so cost-effective lead to similar returns to scale in assessing the quality of automated advisors.
Keywords: Banking, insurance, securities, financial technology, fintech, financial product intermediary regulation, roboadvisor, roboadvisors, robo-advisor, robo-advisors, robo adviser, research paper service industry, robo advisers, Financial Industry Regulatory Authority, FINRA, competence, honesty, suitability, research paper service industry, digital investment advice.
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To learn more, visit Cookie Settings. This page was processed by aws-apollo-automator-dc in 0. Skip to main content. Download This Paper. Open PDF in Browser. Add Paper to My Library. Copy URL. Copy DOI. Regulating Robo Advice Across the Financial Services Industry Iowa Law Review, Vol. See all articles by Tom Baker Tom Baker University of Pennsylvania Law School Benedict G. Dellaert Erasmus University Rotterdam EUR - Erasmus School of Economics ESE ; Erasmus Research Institute of Management ERIM.
Baker, Tom and Dellaert, Benedict G. Benedict G. Dellaert Contact Author Erasmus University Rotterdam EUR - Erasmus School of Economics ESE email P. Box DR Rotterdam, NL PA Netherlands. Erasmus Research Institute of Management ERIM email P.
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